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In the short term, though, there are the fees. Lots and lots of fees. The Center for Responsible Lending reported that in 2008, U.S. You're looking for a place to keep your money, not a place to spend it, and while introductory offers can be a way to keep costs down, it's important to read the fine print and look at different kinds of accounts before you commit. You're on your own for the first time and will have to pay for a place to live, food, books and more. The easiest way to handle this is by opening a checking account. Almost every bank offers a student checking account -- think of it as a starter account -- that waives various fees and charges in an attempt to get your business. Up front, there's the matter of the monthly fee, which most checking accounts carry, but banks often waive for student accounts. You can use either your finger or a stylus, depending on your preference, and Notes Plus will convert your writing into the font of your choice. You also have, among other things, the ability to erase text, rearrange it or italicize certain lines. Then, when your notes are all in order, you can e-mail them to the world. In an article for iMedical Apps, Dr. David Ahn reviewed seven different styluses. Check out his article to see which stylus might be right for you. The iXpenseIt app allows you to track expenses by date, transaction type, amount and more. Few of us truly like figuring out our expenses and planning a budget. But with the help of your iPad, such chores can be a lot less painful. Consider an app like iXpenseIt ($4.99 for full version, free for iXpenseIt Lite), where you can track your spending according to type or by date. XpenseIt is particularly useful if you accrue a lot of expenses for work: The app allows you to record mileage and also has a picture-taking feature to compile receipts. simbolo pi

















































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